Micro Burst. Colorado

Seizing Opportunities:

In the realm of insurance and Homeowner Polices, Knowing How 2 Identify Hail Impacts Is Paramount. Feeling and portraying confidence in your calls will come with making the right call;
In the dynamic world of roofing assessment and claims adjustment, claim rep's play a crucial role in safeguarding the integrity of residential and commercial properties. Whether you're a seasoned expert or aspiring to enter this field, mastering the fundamentals of assessing roofs for storm damage is essential to avoid repeating tasks unnecessarily.

Eli Krebs, renowned for his expertise in the field of "CAT Adjusting", offers invaluable insights through his e-course on "Identifying Hail Damage Correctly and Creating a Routine Inspection Protocol."

Understanding The Role:

Roofing assessors and claims adjusters are pivotal in the aftermath of severe weather events, such as hailstorms, which can wreak havoc on roofs. Their primary objective is to accurately assess and document damage, facilitating fair and efficient insurance claims processes. This role demands a meticulous approach, combining technical knowledge with practical inspection skills.

Importance of Proper Training:

"Eli Krebs' E-course addresses a variety of essential aspects that need to be understood and implemented in every inspection. The focal point of Mr. Krebs's course is to help everyone fulfill the primary directives of a 'Property Claims Adjuster role.'

This comprehensive training focuses on two essential aspects. If you don't have these down, then you'd best consider a different field of employment.

Here are the two points I'm referring two.

Identifying Hail Damage:

Identifying Hail Damage correctly must be the one thing, you get right every time. This e-course will make that happen. Mr. Krebs will work with you "one on one" via zoom. That is if needed. Hail damage assessment requires a keen eye for detail. Krebs' course equips professionals with the ability to distinguish between various types of damage, from cosmetic to structural, ensuring accurate assessments that align with insurance guidelines.

Above is a perfect hail hit,

• If you zoom in, you will see granules crushed
• If you feel with your thumb, you will feel the indention caused by the impact

This indention/bruise, is what insurance companies classify as A.D.P.L.
If you were to lift the shingle and feel, you would feel the bruise

Above is a perfect example of what 90% of insurance companies would call "Cosmetic Storm Damage"

As it is only granule loss, sure a hail stone hit there but (did it cause A.D.P.L.)
Granule Loss:
Happens every storm
Happens as the sun heats the attic space and without proper ventilation. This will cause the granules to pop.
Shingles were made to shed their granules while protecting the integrity of the shingle which is the underneath base mat.

Creating Inspection Protocols:

Consistency is key in the assessment process. Establishing a routine inspection not only enhances efficiency but also ensures thoroughness in evaluating the entire property for potential damage beyond just the roof. This systematic approach minimizes oversight and maximizes the reliability of assessments.

When you perform the inspection process using the same approach every time and using the same template for writing your scope notes and diagraming, will benefit you in ways that you won't understand until your out knee high in inspections. Mr. Krebs walks through onsite inspection via video within the E-course.

Benefits of the E-Course:

Participants in Mr. Krebs' course benefit from;

Expert Guidance: Krebs' years of experience and industry insights provide participants with practical knowledge that goes beyond theoretical concepts.

Practical Techniques: The course emphasizes hands-on techniques for conducting thorough inspections, including the use of specialized tools and methods to detect hidden damage effectively.

Industry Standards: Keeping abreast of evolving industry standards and insurance requirements is crucial. Krebs' course integrates these elements, ensuring that assessments are not only accurate but also compliant.

Keep in mind that the industry is an ever evolving machine and changes are made by insurance companies yearly it seems, so you will always want to verify with management in regards to the technical mechanics.

Career Advancement and Opportunities:

Professionals who invest in continuous learning, such as through Eli Krebs' e-course, position themselves for career advancement and increased opportunities. By mastering the art of identifying hail damage and implementing structured inspection protocols, individuals can:

Enhance Credibility: Demonstrating expertise in accurate damage assessment enhances professional credibility among clients, insurers, and colleagues.

Expand Scope of Work: With comprehensive skills, roofing assessors and claims adjusters can handle a broader range of projects and properties, from residential homes to large-scale commercial buildings.

Contribute to Community Resilience: By ensuring accurate assessments and fair claims processes, professionals play a crucial role in supporting community resilience and recovery after natural disasters.

As an Independent Adjuster: Your review from the prior storm will dictate if you are called out during the first wave of adjusters during the next assignment. You will always want to perform well. Take your time and always follow a routine protocol. This is what keeps you from creating "findings"

Which can consist of:

• Measuring wrong
• Using the wrong materials in your Xactimate estimate
• How well you communicated with policy holder

Homeowners:

"This e-course will teach homeowners how to assess their own damage and understand what the roofing assessors are presenting to them. They will be able to determine if the images shown by the roofing assessor will be considered by the adjuster and their insurance company (as A.D.P.L.)

Additionally, they will gain a better understanding of the entire process and be able to identify if the adjuster or contractor missed storm damage across different elevations. Of course this is only if the homeowner chooses to go that far.
This information will be available in the course."

Conclusion:

In conclusion, the field of roofing assessment and claims adjustment offers rewarding opportunities for professionals who are committed to excellence and continuous improvement as well as a career that allows you to travel. Mr. Krebs' e-course on "Identifying Hail Damage Correctly and Creating "Routine Inspection Protocol" serves as a cornerstone for those looking to excel in this specialized field.

By mastering the skills taught in this course, professionals not only enhance their career prospects but also contribute to the reliability and integrity of the insurance industry as a whole.
Investing in professional development through targeted training courses like Krebs' ensures that roofing assessors and claims adjusters are well-equipped to seize opportunities and navigate challenges in this vital sector of property assessment and insurance claims management.
Mr. Krebs also goes over 3 different avenues of employment, one of which is how to become self employed performing property assessments.

Check us out: https://adjuster.fieldsock.com